Skip to main content
Loan Program

NAF Cash

NAF Cash Can Turn You Into a Cash Buyer

Learn More

Make Your Offer Irresistible With NAF Cash

Cash offers are a powerful tool that give homebuyers and sellers an advantage in the market.

Whether you are facing a multiple offer situation or need a quick close, cash offers provide more certainty and speed than traditionally financed offers. Sellers are also more likely to offer discounts, which can save you money.

NAF Cash eliminates the burden of selling your existing home before moving into your new one. This can reduce the stress of finding a short-term place to live on a tight timeline, paying storage fees, and showing your home while you still live there.

How It Works

1

Step 1

Get pre-approved through our affiliated company, New American Funding.
2

Step 2

Make an all-cash offer on your new home with NAF Cash.
3

Step 3

NAF Cash purchases the home so you can move in right away.
4

Step 5

Complete the mortgage process with New American Funding.
5

Step 6

Use your new mortgage to officially buy your home from NAF Cash.
6

Closing

Signing the final documentation and receiving the keys to your new home!

Why Use NAF Cash?

Certainty

NAF Cash gives you the certainty of buying without contingencies and the security of knowing your purchase will close.

Competitive Advantage

Cash offers have a competitive advantage in all markets. Sellers are more likely to accept cash offers over traditional financing.

Less Stress

NAF Cash allows you to move into your new home before you sell your existing home. So you can move without the hassle of a tight timeline.

Convenience

Using cash typically speeds up the homebuying process, so you can close faster (which sellers love).

Cost Savings

Sellers are more likely to offer discounts to cash buyers*, so you may be able to save money using NAF Cash.

Get started by using one of our FREE tools!

No matter what your situation is,
there is a home financing solution for you.

No Income / No Employment DSCR Investor Loans

Buy Investment Property with Non-traditional Income.
Learn More!

12/24 Month Bank Statement

Serving OUR Community’s Self-Employed Borrowers with Smarter Loan Options.
Learn More!

No Income / No Employment Loan Primary Residence Loan

Empowering OUR Community with Flexible, Asset-Based Mortgage Solutions.
Learn More!

ITIN Mortgage Loan Program

Homeownership Made Possible for Non-U.S. Citizens Using an ITIN.
Learn More!

P&L-Only Mortgage Loan Program

Streamlined Approval for Self-Employed Borrowers Using Just a P&L.
Learn More!

1099 Mortgage Loan Program

Flexible Home Financing for 1099 Earners — Less Paperwork, More Possibility.
Learn More!

NAF Cash

NAF Cash Can Turn You Into a Cash Buyer.
Learn More!

Renovation

Smart Loans Backed by Real People, Serving OUR Community Every Day.
Learn More!

One Time Close Construction

Build your dream home with an OTC Jumbo loan designed for big visions.
Learn More!

VA

Homeownership Benefits You’ve Earned Through Service.
Learn More!

FHA

Affordable Financing Designed for First-Time Homebuyers.
Learn More!

Conventional

Flexible Home Financing with Competitive Rates and Terms.
Learn More!

Jumbo

Financing for Homes That Go Beyond Conventional Limits.
Learn More!

USDA

Affordable Home Financing for Rural and Suburban Communities.
Learn More!

Down Payment Assistance

Learn More!

Check out our other mortgage calculators

Access our top-rated mortgage calculators to expertly assess your financing options, compare various loan types, and make informed decisions for your home buying journey.

Affordability Calculator

Assess how much home you can afford based on your income, expenses, and desired down payment.

Early Payoff Calculator

See how making extra payments can help you pay off your mortgage faster and save on interest.

Rent vs Buy Calculator

Compare the costs of renting versus buying a home to determine the best financial decision for your situation.

Rate Buydown Calculator

Check out how much you can save with a seller-paid rate buydown.

Repayment Calculator

See what your monthly payment could be with our general repayment mortgage calculator.

Mortgage Comparison Calculator

Compare different mortgage options side by side to find the best fit for your financial needs.

DSCR Investor Calculator

See what your investor ratio is with our DSCR calculator.

Refinance Comparison Calculator

Evaluate the potential savings and costs associated with refinancing your existing mortgage.

Adjustable Rate Mortgage Calculator

Determine your potential monthly payments and interest costs for an adjustable-rate mortgage over time.

VA Calculator

Estimate your monthly payments and total costs for a loan backed by the Department of Veterans Affairs.

Jumbo Calculator

Calculate your monthly payments and total costs for a jumbo mortgage that exceeds conforming loan limits.

FHA Calculator

Determine your potential monthly payments and total costs for a Federal Housing Administration loan.

Conventional Calculator

See the monthly payment and total cost for a conventional mortgage loan.

USDA Calculator

Calculate the costs and monthly payments associated with a USDA Rural Development loan.

203k Renovation Calculator

Analyze your debt service coverage ratio to evaluate the profitability of an investment property.